Things you can do with this tutorial

* Apply to Accounts
Western Union
MoneyGram
Apply for Credit
Change Account Info (Change address)


How to start

If you have ever opened an account, applied for a credit card, or tried to send a WU transfer, you probably have been hit with some complex and personal questions. These questions, for the most part, are gathered from public records - your credit report, dmv records, and other gov't records. To get this info, you will need the persons name, address, social security number (ssn), and date of birth (dob). If you don't have the ssn and/or dob, there are people who can look them up for about $3.

Common Questions and How to Find Answers

Address Questions
In what county is the address you provided?
Easy lookup, just pop in the zip code and check "county name and FIPS code". This question almost always has an answer, its not one of those they have you answer by "None of the Above". http://www.zipinfo.com/search/zipcode.htm" onclick="window.open(this.href);return false;" onclick="window.open(this.href);return false;" onclick="window.open(this.href);return false;" onclick="window.open(this.href);return false;
On what street is your previous address starting in 2435?
On what street did you live in Schmorgusborg, PA?
You can grab these off of the credit report (next section) or background check.

Credit Questions
What is your monthly payment for your car loan opened in 2001?
What is your average mortgage payment for your home loan opened in 2008?
You currently have a credit card with which of these creditors?
Which of these companies is your current employer
First grab the persons credit report. If they have a cc, you can buy a nice one at freecreditreport.com, and see all 3 side by side. For a free one, goto annualcreditreport.com. If nothing else, get the transunion one, its the most referenced and most reliable. Cut and dry, answer is there or its not. Previous addresses are usually listed too.

Background Questions
How long have you know Betroli Spimoni?
Which of these zip codes match an address you previously lived in?
Which is your current employer?
To answer these, use the persons background report. Either try 'n buy, or my suggestion is use ussearch.com. If you find the persons name they ask about, find out which address they lived closest to, then reverse math out how long its been since they moved in at that address to find out how long they've known them.



Tough Questions (DMV)
Unless you have an investigators business or police connect, it will be time consuming and tough to look this info up online. I prefer to use a survey call to the person who's ID you are trying to use. Spoof a number from their area code, and ask to speak with the head of the household. Request that they answer a brief survey, only 5-10 questions, after which they will automatically be enrolled in a raffle for a $100 gift certificate to a local restaurant (look one up on google maps). Ask something like this:
1. Do you currently rent or own?
2. Do you currently own or lease any vehicles?
3. What models and year of the vehicle(s)?
4. What is your average amount spent on gas per week?
5. Your families income in 2007?
Its hit or miss, don't try this more than once, cause how many times in one day do people really get telephone surveys...
Other hot questions involve drivers license info. For the number, try Unique ID - The numbers that control your life For expiration, month is usually the same as birth month, and year is what year they turned 21, then add in sets of 4. If they were 21 in May 1990, their license is probably expired in May 2012. Unless you pull a dmv report, its a better way to make an educated decision. Weight and Height is also a common question when you fail other ones, but most of the time its only on the dmv record, sometimes background report if they have a criminal record.

Misc. Info
Especially with Bank of America, when you call and they need to verify you, they love to ask about previous deposits or withdrawls, so before you talk to a person, find that info out. Also, they tend to ask about to what companies you have billpay setup for. They have also been known to ask where and when you opened the account. If you recently changed the info online, like email or address, they may ask for what the previous one was. One time they asked me for a street around the previous address, thank god I was quick to open google maps. The point is, if you need to be verified, get all the info in front of you, and take your time to do your research. You don't want to blow an account opportunity just because you were too lazy/anxious to do a few hours of research.

Resources
If you have the persons email, read it! Especially sent mail. You'd be amazed at what you'd find. Sometimes people mail scans of IDs, scans of bills, and a few times I've found emails sent from the person to themselves containing all of their passwords.

Spoofcard.com - Phone number spoofing and voice changing. Always use it - it will help you to avoid questions about why are calling from another number, as well as avoid callbacks.
ZipInfo.com - Lookup info based on zip code
AnnualCreditReport.com - Free gov't mandated credit report
USSearch.com - Good background checks, a little slow, but good.
TheSafety.us - Good VPN and socks they even have a double germany-usa vpn, always always always!
Google.com - Its amazing what you'll find, never forget the easiest resource.



Code:
I honestly don't know who wrote it first, but Sana at MadSpoT posted it so for now I am giving credits to him.