Yeah, i guess pretty most of them have answered your questions. To add on, you need not need a FTP client specifically to max your download speed with the seedbox. However, it will be good for you to use a download manager or a ftp client to download.
If you are using a pre-installed seedbox, ftp access should have been done for you. But if you bought a dedicated server, you will need to setup your own ftp server.
In regards to the speed, it is dependable on your box available bandwidth, and the latency between you and your server. For example, if your box is at dedicated 100mbps, but your server is also uploading some torrents using 95mbps then you will most likely be able to download the files at 5mbps or sometimes lower. Hope you roughly get the idea about it.
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